coverlyhealth.partnerxindia.com

Aditya Birla Health Insurance Global Health Secure

When you have access to everything global, why should your healthcare be any different?

global

Global Health Secure, an international healthcover that gives you

Protection from listed 16 major illnesses
• Go cashless across global network of
hospitals outside of India
• International travel and accomodation
expenses covered
• Organ donor expenses covered
• Visa documentation guidance

Global Health Secure - Your international healthcare cover

In today’s day and age, when everything we use and need in life is accessible to us globally, why
should our healthcare options be any different? Global Health Secure has been introduced to
provide one-of-its-kind international healthcare treatment to you and your loved ones, no
matter where it is, outside India.
Global Health Secure covers the insured members against medical expenses arising from an
international treatment for listed 16 major illnesses related to Cancer, Heart disease and more.

Key Features

International Cashless hospitalization

Releases the worry of arranging cash for treatment in network hospitals, at the preferred international destination

Post – hospitalisation medical expenses

Coverage for medical expenses upto 30 days incurred after hospitalization

Organ donor expenses

Covers surgery costs for organ transplantation in the preferred international destination up to sum insured.

Travel expenses covered

Covers transportation from the place of residence to the international destination of treatment and back. For the insured person, accompanying attendant and living donor

Accommodation expenses covered

Accommodation for the insured person and/or accompanying attendant or the living donor are covered in the city of treatment.

Visa documentation guidance

Get guidance concerning visa documentation for the purpose of any medically necessary treatment abroad

International second e-opinion for major illnes

Avail an e-opinion from our panel of internationally available medical practitioners.

Listed 16 major illnesses covered

16 1

Cancer Treatment

16 2

Coronary Artery By-Pass surgery

16 3

Heart Valve Replacement

16 4

Major Organ Transplantation

16 5

Bone Marrow Transplant

16 6

Neurosurgery

16 7

Pulmonary artery Graft Surgery

16 8

Aorta Graft Surgery

16 9

Coronary Artery By-Pass surgery post occurrence of Myocardial Infractio

16 10

Surgical treatment for Stroke

16 11

Surgical treatment for Benign Brain tumor

16 12

Lung Transplant Surgery in case of End Stage Lung Disease

16 13

Kidney Transplant Surgery in case of End Stage Renal Failure

16 14

Skin grafting surgery for Major Burns

16 15

Surgical treatment of Coma

16 16

Surgery for Pheochromocytoma

Global Health Secure – Product Benefits
Benefits Table
Basic Cover
Sum Insured 300 Lac, 600 Lac
Worldwide major illness In-patient Hospitalisation (outside India) Up to Sum Insured
Post hospitalisation expenses 30 days
Organ Donor Expenses Up to Sum Insured
Travel Expenses Up to Sum Insured
Accommodation Expenses Up to Sum Insured
Repatriation of mortal remains Up to Sum Insured
Additional Benefits
International Second E-opinion for major Illness Available
Visa documentation guidance Available
PED Option
Pre-existing Diseases Waiting Period 24 / 36 Months
Eligibility and Coverage
Policy Info

Minimum age at entry: 91 days      Maximum age at entry: 65 years

(Age is calculated as number of years completed as on last birthday.)

Renewal age: No limit

The policy can be purchased on an Individual or Multi-individual basis only, Floater cover is not available.

Please Note: All insured members under this policy shall mandatorily have a domestic (Indian) Health Insurance indemnity policy with Sum Insured of 10 Lakhs or above.

Permanent Exclusions*
  • Hearing aids, spectacles, multifocal lense, contact lenses including optometric therapy.
  • Treatment for baldness, alopecia, wigs, toupees and similar treatment.
  • Cosmetic, aesthetic & re-shaping treatments and surgeries.
  • Any Illness/injury/accident due to abuse of intoxicants.
  • Breach of law with Criminal Intent, intentional self injury.
  • War, act of foreign enemy, uprising, revolution, insurrection, military or usurped acts.
Long Term Discount

For 2 year policy: 7.5% of single premium policies

For 3 year policy: 10% of single premium policies

Waiting Periods

Initial Waiting period: 30 days for all plans (not applicable in case of accident and subsequent renewal)

Specific Illnesses Waiting Period: 24 months

Pre-existing Diseases Waiting Period: 24/36 months

Disclaimer & Legal Information

 
Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Product Name: Global Health Secure,
Product UIN: ADIHLIP21069V022021. Advt. UIN: ABHI/LF/23-24/935. Address:- 9th Floor, Tower 1, One World Centre, Jupiter Mills
Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com,
Website: adityabirlahealthinsurance.com, Telephone: 1800 270 7000, For more details on risk factors, terms and conditions please read
policy wording & sales prospectus carefully before concluding a sale. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management
Corporation Private Limited and Trademark/logo HealthReturns, Healthy Heart Score and Active Dayz are owned by Momentum Metropolitan
Life Limited (Formerly known as MMI Group Limited). These trademark/Logos are being used by Aditya Birla Health Insurance Co. Limited under
licensed user agreement(s). Cashless treatment is available with selected network Providers. T&C apply.