Don’t your fine choices deserve a health plan that offers much more than insurance?
ABHI Karo
ADITYA BIRLA HEALTH INSURANCE KARO
Active Health –A plan that comprehensively takes care
of all your health needs in India and abroad.
Get a Comprehensive Health Cover for your medical treatments in India
Get access to a Chronic Management Program
Get health benefits that will motivate you to stay healthy
Get access to Expert Health Coaches
Get International Coverage for Major Illnesses
With Active Health Platinum Premiere you can now get more out of your health insurance plan.
World-class health benefits to keep you healthy
Double your Sum Insured in just 2 years#
Earn 50% No Claim Bonus for every claim-free year, up to a maximum of 100% of Sum Insured
100% premium as Health Returns
Stay healthy and earn up to 100% of your
premium
Access to an Expert Health Coach
For special guidance on Medical, Nutritional,
Mental & Fitness, Mental Counselling session,
Homeopathy tele consultation
Health Assessment and Health Check-up from Day 1
To help you evaluate your health with your
Healthy Heart Score
Comprehensive Health Coverage, so you are completely protected
100% Unlimited Super Reload of Sum Insured
So you needn’t worry about high hospital bills
Cashless Home Treatment
Covered up to Sum Insured for Specific Illnesses
Covers Listed Modern Treatment Methods
Like Robotic Surgeries, Oral Chemotherapy, etc.
Covers Domestic Emergency Assistance Services
So you can get an ambulance in case of emergency
Covers Dental Consultation Expenses & Investigation
So you can get your Dental Investigations done with ease for listed services at our network providers
Covers Personal Accident (AD, PTD)
Flexibility to choose Sum Insured between `50 lakhs and `100 lakhs
Covers Post-hospitalisation Expenses
Flexibility to choose Sum Insured between `50 lakhs and `100 lakhs
Covers Critical Illnesses
Get lump sum payout on detection of listed illness
International Benefits so you are protected around the world
International Cashless Treatment for listed Major Illnesses
Get covered for Sum Insured of `3 Crores and `6 Crores for listed Major Illnesses including Cancer
Access to medical facilities around the world
Get the best medical facility abroad for planned treatments for 16 listed Major Illnesses
Access to Chronic Management Program
Cover for Chronic Illnesses
Like Asthma, High Blood Pressure, High Cholesterol and Diabetes
Automatic Upgrade at No Extra Cost
Get upgraded to the Chronic Management Program automatically if you develop a chronic condition after buying the policy
To get up to 100% of your Premium as Health Returns start your Health Journey
1 Active Dayz = 10,000 steps or 300 calories burned or 30 minute gym session per day or participation in a recognized marathon/ walkathon/ cyclothon or a similar activity which offers a completion certificate with timing
Start today
- Download the Activ Health App
- Schedule your ment
and get your Healthy Heart Score - Get active and start
earning Active Dayz
|
No. of Active Dayz™ in a year |
Healthy Heart Score™ | ||
|---|---|---|---|
| Green | Amber | Red | |
| 325* | 50% | 20% | 10% |
| 275* | 20% | 8% | 4% |
|
No. of Active Dayz™ in a calendar month |
Healthy Heart Score™ | ||
|---|---|---|---|
| Green | Amber | Red | |
| 13 or more | 30% | 12% | 6% |
| 10 – 12 | 18% | 7.2% | 3.6% |
| 7 – 9 | 12% | 4.8% | 2.4% |
| 4 – 6 | 6% | 2.4% | 1.2% |
| 0 – 3 | 0% | 0% | 0% |
Activ Plna: Platinum Perimere
| Product Features | Platinum Premiere | |
|---|---|---|
| Sum Insured | ₹10 lakhs, ₹15 lakhs, ₹20 lakhs, ₹25 lakhs, ₹30 lakhs, ₹40 lakhs, ₹50 lakhs, ₹100 lakhs, ₹150 lakhs, ₹200 lakhs | |
| I. Basic Covers | ||
| 1 | In-patient Hospitalisation | Covered up to Sum Insured ICU charges covered up to Sum Insured |
| 2 | Pre-hospitalisation Medical Expenses | 60 days |
| 3 | Post-hospitalisation Medical Expenses | 180 days |
| 4 | Day Care Treatment | Covered up to Sum Insured |
| 5 | Domiciliary Hospitalisation | Covered up to Sum Insured |
| 6 | Road Ambulance Cover | Covered up to actual expenses per event for network providers Reimbursed up to ₹5000 per hospitalisation for non-network providers |
| 7 | Organ Donor Expenses | Covered up to Sum Insured |
| 8 | Super Reload | 100% Unlimited Reload available for same and unrelated illness |
| 9 | AYUSH Cover | Covered up to Sum Insured |
| 10 | Mental Illness Hospitalisation | Covered up to Sum Insured |
| 11 | Obesity Treatment | Covered up to Sum Insured |
| 12 | Home Treatment | Covered up to Sum Insured |
| 13 | Modern Treatment Methods and Advancement in Technologies | Covered up to Sum Insured for listed procedures |
| 14 | Domestic and International Emergency Assistance Services (Including Air Ambulance) | Available |
| 15 | OPD Cover | ₹1000 available for Sum Insured of ₹15 lakhs and above |
| 16 | Post-hospitalisation Physiotherapy Cover | Available |
| 17 | Premium Waiver | 1 Policy Year Premium Waiver in case of detection of listed illnesses for adults of 18 years & above |
| II. Additional Benefits | ||
| 18 | Cumulative Bonus / No Claim Discount | Applicable on Sum Insured: 50% increase, max up to 100% (Up to maximum of ₹1 Cr) No Claim Discount – Applicable on the premium of the expiring policy year provided no claim under the policy |
| 19 | Dental Consultation & Investigations | Available |
| 20 | Health Check-up Program | Available, once in a policy year |
| 21 | Second E-Opinion for Major Illnesses | Available |
| III. Value Added Benefits | ||
| 22 | Chronic Management Program (OPD) | Available, as per Annexure 1 |
| 23 | Health Assessment™ | Available |
| 24 | HealthReturns™ | Available, up to 100% of Premium |
| 25 | Expert Health Coach | Available – Medical, Nutritional, Mental & Fitness, Mental Counselling session, Homeopathy tele consultation |
| IV. Inbuilt Benefits | ||
| 26 | International Coverage for Major Illnesses | Sum Insured – ₹3 Crores / ₹6 Crores |
| 27 | Personal Accident Cover (AD, PTD) | Sum Insured – ₹50 lakhs / ₹100 lakhs |
| 28 | Critical Illness Cover | Sum Insured – ₹5 lakhs / ₹10 lakhs / ₹15 lakhs / ₹20 lakhs / ₹25 lakhs Survival Period – 15 days |
| V. Optional Covers | ||
| 29 | Preferred Provider Network (PPN) Discount | 10% discount available |
| Eligibility and Coverage | Minimum age at entry | Maximum age |
|---|---|---|
| Family Floater Policy | 91 days – Dependent child* 18 years – Adult | 65 years |
| Individual Policy | 5 years |
Children up to 25 years can be covered under the floater as dependents.
| A. Initial Waiting Period | 30 days (not applicable in case of Accident and subsequent renewal) |
| B. For Specified Disease or Procedure | 36 months |
| C. For Pre-Existing Disease | 36 months |