Super Health Plus Top Up plan
Super Health Plus Top Up plan, an affordable Health Insurance cover that
ensures you get the best treatment without worrying about rising medical costs.
- Hospitalisation expenses covered including COVID-19
- Home Treatment expenses covered
- 586 Day Care procedures covered
- Pre and Post Hospitalisation expenses covered
Why choose
Super Health Plus Top Up plan?
- Gives you a large cover at the most affordable premium
- Ensures you don't have to use your savings for medical expense
- Option of waiver of deductible at a higher age without re-evaluation of health to meet rising Sum Insured needs
- No restriction on Room Rent
- Get discounts on OPD consultations, diagnostic services and pharmacies
Key Features
Hospitalisation Expenses Covered
Including COVID-19
Home Treatment Benefit*
Expenses arising from home treatment covered
Pre and Post Hospitalisation Cover
Expenses 30 days before and 60 days after hospitalisation covered
586 Day Care Procedures
Including hospitalisation less than 24 hours
Super Health Plus Top product Benefits
| Sum Insured | › | 1. Sum Insured: ₹3 lacs, ₹4 lacs, ₹5 lacs, ₹7 lacs, ₹10 lacs 2. Sum Insured: ₹5 lacs, ₹7 lacs, ₹10 lacs, ₹15 lacs, ₹20 lacs, ₹25 lacs, ₹30 lacs, ₹40 lacs, ₹50 lacs 3. Sum Insured: ₹85 lacs, Deductible: ₹15 lacs |
| In-patient Hospitalisation | › | Up to Sum Insured |
| Pre Hospitalisation | › | 30 days |
| Post Hospitalisation | › | 60 days |
| Day Care Treatments | › | 586 covered up to Sum Insured |
| Domiciliary Hospitalisation | › | Up to Sum Insured |
| Road Ambulance Cover | › | Network Providers – Covered up to actual expenses Non-Network Providers – Covered up to ₹5000 / hospitalisation |
| Organ Donor Expenses | › | Up to Sum Insured |
| Home Treatment | › | Sum Insured ₹3 lacs, ₹4 lacs – ₹25,000 Sum Insured ₹5 lacs and above – ₹50,000 |
| AYUSH (In-patient Hospitalisation) | › | Up to Sum Insured |
| Deductible Converting to Zero (in an indemnity policy) | › | After 5 years continuous renewal, if age at entry of eldest member for initial policy is 50 years and below |
| Domestic Emergency Assistance Services (including Air Ambulance) | › | Available |
| International Emergency Assistance Services (including Air Ambulance) | › | Available |
| Health and Wellness Discounts | › | Available |
Eligibility
Minimum age at entry: 5 years (Individual Policy)/91 days (Floater Policy)
Maximum age at entry: 65 years
When combined with a family floater plan, the policy can be purchased for self and
the following family members –
- Spouse
- 4 dependent children up to the age of 25
Waiting Period
The initial waiting period is 30 days, with 24 months for specific illnesses, 36 months for
pre-existing diseases.
Some Permanent Exclusions
- Hearing aids, spectacles or contact lenses including optometric therapy
- Treatment for baldness, alopecia, wigs, toupees and similar treatment
- Cosmetic, aesthetic and re-shaping treatments and surgeries
- Any illness/injury/accident due to abuse of intoxicants
- Breach of law with criminal intent, intentional self injury
- War, act of foreign enemy, uprising, revolution, insurrection, military or usurped acts
This is an illustrative list only. For complete list of Permanent exclusions, please refer to Policy terms and conditions.
Long Term Discount
7.5% and 10% discount on selecting 2 and 3 year policy respectively.
Long term discount will only be applicable in case of Single Premium Policies.