Aditya Birla Health Insurance
Your Partner in Health, Wellness & Protection
the power of one for all.
100% Health. 100% Health Insurance.
Activ Health by Aditya Birla Health Insurance is designed to take complete care of your health — not just when you are unwell, but every single day. Stay active, stay healthy, and get rewarded for it.
What is Active Health Insurance?
Activ Health is a comprehensive health insurance plan that combines financial protection with wellness benefits. It encourages a healthy lifestyle by rewarding you for staying active while providing strong coverage for medical needs.
Key Benefits of Active Health

Earn up to 100% Health Returns
Stay active and earn back up to 100% of your premium through Health Returns

Double Your Sum Insured
Get up to 100% No Claim Bonus and double your Sum Insured in just 2 claim-free years (up to ₹1 Crore).

Comprehensive Health Cover
Covers hospitalization, day care procedures, modern treatment methods, mental illness, obesity treatment, and AYUSH therapies.

Cashless Home Treatment
Avail cashless treatment at home for specific illnesses like dengue, chemotherapy, dialysis, and more.

Chronic Management Program (OPD)
Day 1 cover for chronic illnesses such as diabetes, hypertension, asthma, and high cholesterol.
Apni Sehat ka Saccha Saathi Chuno
Introducing Active Health Platinum Essential Plan – Comprehensive Health Cover from Day 1

Hospitalisation Cover
All hospitalization expenses covered including COVID-19

Day 1 Chronic Cover
Diabetes, BP, Asthma & Cholesterol covered from Day 1

Preventive Health Check-ups
Free annual health check-ups to track your wellness

Expert Health Coaches
Get fitness, diet & chronic care guidance anytime
Hospitalization Benefits
🏥 What’s Covered?
- Day 1 cover for 4 listed chronic conditions
- Automatic upgrade to Chronic Management Program
- Doctor consultations & diagnostic tests covered up to ₹4,350
- Cashless treatment at home for select illnesses
- All day-care procedures covered
- Road ambulance expenses covered
- Modern medical treatments included
- 30 days pre & 60 days post hospitalisation expenses